Monthly simulation of portfolios from January 2005 to March 2021, assuming inflation of 2% and no withdrawals over the period
This chart is based on a backtest, the features of which are described on page 17.
Objective: protection and availability of capital, and retention of purchasing power with an annualised target return equal to inflation. Risk: downside of around 4%.
Objective: Protection of capital and improvement in purchasing power with an annualised target return of inflation +1%. Risk: downside of around 6%.
Objective: capital protection and medium-term growth with an annualised target return of +6%.; Risk: downside of around 10 %
This works in broadly the same way as life insurance, but has three key differences.
As its name suggests, a Securities Account is an account in which you have the possibility of holding securities.